DeFi (Decentralized Finance)
Financial services built on blockchain — without banks or middlemen.
DeFi (Decentralized Finance) means financial tools that live entirely on the blockchain,
where anyone can lend, borrow, trade, or earn yield — no banks, paperwork, or approval needed.
Everything runs on smart contracts, which automatically execute rules and handle funds securely.
Why it matters
- Open to anyone — just connect your wallet.
- Transparent — you can see every transaction on-chain.
- Permissionless — no company or government decides who can join.
- Earn passive income through lending, staking, or liquidity pools.
Common DeFi apps
- Uniswap — swap tokens directly from your wallet.
- Aave — lend and borrow crypto with on-chain interest.
- Curve — optimized for stablecoin trading and liquidity.
💡 Lanzo Tip
DeFi is like having a 24/7 bank in your pocket —
but you’re the bank. Always double-check the platform before you deposit.