XDC Network (XDC)

XDC Network (XDC) is a hybrid blockchain designed for enterprise and trade finance use cases.
It combines the features of public and private blockchains, offering fast transactions, low fees, and compliance options for global businesses.

What is XDC?

Type: Hybrid Layer-1 blockchain
Native token: XDC
Consensus: Delegated Proof-of-Stake (XDPoS)
Launch: 2017 (XinFin Foundation)
Focus: enterprise adoption, tokenization, and cross-border trade

How Does XDC Work?

Hybrid design: combines public blockchain transparency with private chain privacy.
XDPoS consensus: energy-efficient and scalable.
Tokenization: supports tokenized assets like invoices, bonds, and real-world assets.
Interoperability: compatible with Ethereum (EVM) and ISO 20022 messaging standard.

Why is XDC Important?

Trade finance: aims to disrupt the $19 trillion trade finance market.
Enterprise-ready: compliance features for banks and institutions.
Low cost: transactions cost fractions of a cent.
Green blockchain: eco-friendly consensus mechanism.

XDC Use Cases

Cross-border payments & remittances
Tokenization of real-world assets (RWAs)
Enterprise DeFi & smart contracts
Supply chain & trade settlement

Risks of XDC

Competition: faces rivals like Ripple (XRP), Stellar (XLM), and Algorand.
Adoption curve: still niche compared to Ethereum or Solana.
Centralization concerns: foundation and validator structure debated.
Market risk: token value depends on enterprise adoption.

Lanzo Tip 🪙

XDC is one of the quiet players in enterprise blockchain, with real-world focus on trade finance and tokenized assets. If adoption grows in banks and supply chains, XDC could become a hidden gem — but it needs much stronger awareness.